The study was conducted to examine the effect of corporate governance in the Nigerian Banking sector. The specific objectives of the study were to determine effect of corporate governance on bank performance and to ascertain the relationship between corporate governance, loans and bad debts in banks while making recommendations on how to boost corporate governance and reduce the rate of bad debt and insolvency in the Nigerian banking sector. In order to achieve these objectives, the field study ... read more

Risk Management is the identification assessment and prioritization of risks. It is the effect of uncertainty on objectives, whether positive or negative followed by coordinated and economic of application of resources to monitor and control the probability and/or impact of unfortunate events or to maximize the realization of opportunities (Okeh, 2006). The survival of every commercial bank depends on its ability to manage its risks and loans or advance portfolio effectively. However in the r... read more

During the primitive age very little or no notes were taken into proper record especially those activities and transactions involving money. The records and notes were usually taken either in memory (human being) or some marks on the ground or trees. As man developed from this primitive era to more complex economic society, there occurs notable growth and expansion in his way of life and activities he undertakes. During this time, the most disturbing problems that man faced was that t... read more

From time immemorial, there wasn’t any need for corporate governance due to the fact that business institutions were owned and managed by their sole owners. In recent times, the owners have employed professionals to manage and direct the affairs of their institutions in anticipation of giving account of their stewardship. The issue of corporate governance has recently been given a great deal of attention in the global financial sector ensuring credibility, fairness and transparency in financia... read more

The last twenty years have seen a radical change in the private sector’s relationship both with the state and the civil society. Globalization, deregulation, privatization, and the withdrawing of line between state and market have changed the basis on which private enterprise is expected to contribute to the public goods. Meanwhile, the relationship between company and civil society has move from being paternalistic philanthropy to re- examination of roles, rights and responsibilities of busin... read more

A sound and competent banking sector is essential for a stable macroeconomic environment, therefore, the importance of commercial banks in a country cannot be overemphasized, because they occupy key positions in a country’s financial system and are essential agents that would lead to the growth of any economy (Oloye & Osuma, 2015). Commercial banks also act as the agents of financial intermediation within a country by moving funds between the surplus and the deficit sectors within an economy a... read more

In a modern economic system, there is distinction between the surplus and deficit economic units and consequently a separation of the savings and investment mechanism. This has necessitated the existence of financial institutions whose jobs include the transfer of funds from savers to investors. One of the institutions is the money deposits bank, the intermediating roles of the money deposit banks place them in a position of “trustees” of the savings of the widely dispersed surplus economic ... read more

Bank service delivery is concerned with the provision of quality services to customers. Obviously, one of the factors that separate competitors (banks) from the other (other banks) in the Nigerian banking industry is their level of services delivery. This is because service delivery determines the level of customers’ satisfaction and consequently, the customer patronage of any bank. The patronage by customers on the service delivered by a given Bank, no doubt is a function of the satisfac... read more

Erasing enterprises is established with the assumption that the objective of every management is to maximize profit. And a very good example of the sector is the financial institution known as the banking sector. The phenomenal growth of banks following the introduction of SAP creates a fake impression that the banking sector is an all corners business. The banking and financial industry if unique in that it depends mostly on the public confidence and once the confidence is eroded on some b... read more

This study was embarked upon to ascertain the impact of Accountancy knowledge on the Role of Electronic Banking in the Development of Financial institutions in Nigeria. The study has a total of three chapters and first chapter titled the introduction started with the background of study. Here, an overview of accountancy knowledge on Electronic Banking was undertaken. The aims and objectives of the study were duly highlighted in chapter one. The aims and the objectives of the study in... read more

The Banking industry is so strategic to the economy that virtually everybody is a stakeholder. Banks act as lubricants of the economy and the custodians of the payment system. They therefore impact on every sector of the economy. Banks with high capital base perform their traditional role of banking by financing capital projects that is in the oil and gas sector. Banks help in mobilizing savings through a network of branches. By mobilizing savings, the bank channels them into investments. Thus,... read more

EFFECT OF CORPORATE BRAND IDENTITY ON CUSTOMER EXPECTATION IN UNITED BANK OF AFRICA ABSTRACT The study examines corporate brand identity on customer’s expectation of first bank Nigeria Plc. The study was guided by four research questions and hypotheses. The study adopted survey research design. Simple random sampling technique was use to select the sample of the study who were the customers of UBA. The data from the sample respondents were collected through the use of structured que... read more

The purpose of this topic evaluation of fraud control measures in Nigerian banking sector [a case study of central bank of Nigeria, Kaduna branch] is to aimed at finding practical means of eliminating, reducing the incidence of fraud in our banking industries and researcher used both primary and secondary source. Questionnaire and order interview were administered on a population of 350 person made up of both staff of central bank and management, the findings derives from respondents indicate th... read more

Service delivery is simply concerned with the provision of quality services to clients or customers. Bank service delivery can simply be defined as the delivery or provision of quality services to customers. Banks ability to render a more quality service to their customers would definitely be evident in their customer base as every customer would want a quality service. Obviously, one of the factors that separate competitors (banks) from the other (other banks) in the Nigerian banking industry i... read more

Electronic banking in Nigeria has overtime been viewed by many especially economists as having a lot of implications on the economy of Nigeria and especially the banking sector. Electronic banking has been playing a major role in the economy of Nigeria. This research promises to appraise the implication of electronic banking in Nigerian banks since it has been seen as being a major player in the economy. Electronic banking have long been recognized to play an important role in economic developme... read more

Banking in Nigeria has gone through very dramatic changes, since the appointment of (professor charles soludo) as the new Governor of central bank of Nigeria on Tuesday 6th of July 2004 signaled the beginning of a revolution in the Nigerian Banking industry. Before the appointment of (Professor Charles Soludo) C.B.N pronouncement was that the operation of the banking system was nothing to write home about, indeed the banks were rated sound and satisfactory. While 25 were rated marginal and unsou... read more

Banking operation which can be traced back to the early colonial period has helped in economy growth and development of a country. In Nigeria, the existence of commercial banking started with the establishment of African Banking Corporation in 1892. The purpose of this was to distribute British currency in Lagos and other areas or district. In 1894, the British bank for West Africa was formed which took over the functions of the African Banking Corporation. In 1899, Bank of Nigeria later joine... read more

As in many other industries in the Nigerian economy, most banks are faced with problem of fraud. It might be a gross-over statement to call the Nigerian banking system citadels of frauds. Whilst, very truly, fraudulent practices are rampart in Nigeria the level (amount and number) of fraud is not unexpected of a developing and in experiencing banking system such as ours, it is so far to the credit of the Nigeria monetary authorities, the public at-large and perhaps any other concerned Nigeria th... read more

Fraud is whenever form is limitless in classification. This is the more reason why courts and writers on fraud haven / ways sly away from giving it a particular definition last discuss it under whatever form it prevent itself, so here, there has never been a single definition of term fraud. Not with standing the varied meaning accepted to the concept of financial fraud the concept of financial fraud the author address the subject with following working condition. Oxford and charison... read more

activities of the commercial banks. That single era produced many banks, which did not meet up the specifications and dictates of modern banking. And from 1957 to 2005, remainable changes have been provoked and witnessed in the Nigeria financial environment. It is in 1952 that the first Banking ordinance was introduces, vesting the control of banking in the financial secreting the colonialist. Consequently the Central Bank of Nigeria was established on March 17th 1958 by the central bank ord... read more