Taking advantage of this rapid technological progress and financial market development, has led world economies into transiting from paper currency to digital currency of which Nigeria is not not left behind.

Despite the fact that women have made significant contributions to the development of the banking industry, their upward mobility has not always been assured. This is the central issue that this study explores. Not only were women not well represented at the management level, as the position of Managing Director/Chief Executive Officer was mostly occupied by men.

Over half of all female entrepreneurs in Nigeria often face gender-related challenges when it comes to establishing new businesses as well as operating or expanding existing businesses. According to Lee and Choo (2011), women are disadvantaged due to culture, religion, and tradition.

Due to the creation of the eNaira, which appears as a strong competitor to commercial banks' products and services, banks in Nigeria have raised concern and alarm about how the launch of the e-Naira may affect their operations. eNaira is set to promote rapid transactions, low-cost diaspora remittances, direct government aid, simpler local payments, and secure banking, most of which are among the top-tier services provided by Nigerian banks.

Prior to the introduction of the electronic naira, the paper naira in Nigeria had a severe foreign currency crisis, and the naira's pace of depreciation aroused widespread worry among citizens, necessitating the need to test an alternate legal tender. Furthermore, as advised by the CBN earlier this year, cryptocurrency is prohibited, necessitating the transition of the country's currency from paper to electronic.

Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap between the supply of financial services and technological advancements.

Many millions, if not billion of people will be able to use a range of convenient, accessible, and dependable financial instruments for the first time in the not-too-distant future, regardless of their proximity to traditional financial institutions.

The promotion of cashless policies has become a driving factor for global economies to investigate currency digitalization as it fast tracks online transactions. Various uses of e-transaction, including as e-banking, e-ordering, and online publishing/online retailing, are constantly influencing trends and possibilities for business over the Internet.

Every institution, intentionally or unknowingly, creates its own culture. Corporate cultures encapsulate the ideals by which companies want to be recognized and identified. Culture refers to an organization's consistent methods for conducting business and achieving long-term viability. It's the way businesses operate and adapt to their internal and external environments, as well as the realities of the workplace.

The progressive and incremental transition from conventional orientation to aggressive push is one of the primary developments in Nigeria's banking sector today. As a result, management is obliged to leave their shells or enclaves in order to share the wide market and serve the diverse wants of customers. It's crucial to note that customer satisfaction and service quality are inextricably linked.

The banking sector is being reformed by globalization, innovation, customer needs and competition. Due to the development of a knowledge-built economy and the emergence of the latest information and communication technology, financial institutions particularly the banking industries have experienced thought-provoking changes during the last decade.

There had been administrative control on the nation’s interest rates until July 31, 1987 when, in consonance with the spirit of the structural Adjustment programme (SAP) of the Federal Government the Central Bank of Nigeria issued a circular on interest rates bordering on the deregulation of this financial sector of the economy. As a signal to the direction, the Central Bank wanted the interest rate to go, the minimum Re-discount Rate (MRR) was raised from 11 to 15% which now pe... read more

When some banks in the system are distressed, it is in the best interest of the non distressed one that an effective resolution of the distressed it carried out . This is because, the distress in one bank which leads to a loss of confidence in the effected bank can also affected confidence in the entire banking system, the corporation requires enormous amount of money which it does not have at the moment given the age and size of the insurance find. Bank customers expect their bankers to prov... read more

INDUSTRY OF NIGERIA (A CASE STUDY OF FIRST BANK PLC) By the end of 1980’s the provision of banking services in Nigeria could be described as orthodox and armchair affair. Customers sought for banks to provide them with services. They almost begged to offer them services. Ono (1982) in his book “the foundation of Nigeria’s infrastructure, described banking in Nigeria as orthodox, a process whereby the banker sets costly in their offices watching for business which could certainly ... read more

Since the inception and recognition of bank in Nigeria. it has been in a head way of existence and survival. This is because since the emergence of this area of economic and business knowledge, fraud and all forms of dishonesty and misappropriation of money entrusted to one had obviously to Nigeria banks. This defect has been lingering in the minds of honest bank employee and the student majoring into the banking profession too give potential thought as to the near future perfection of the ba... read more

The issue of financial distress in the Nigerian banking industry has became the ‘Conequences of bnak failures, the problem has became a major source of concern to the government, the regulatons of financial institutions and to the general public. The experience of Nigerians during the first era of bank failures in Nigerian between 1953 to 1959 was such that generated understandable apprehension among the banking public. Unfortunately, the problem has reducing up till now in the Nigerian finan... read more

The deteriorating condition of financial institutions particularly banks has remained a problem of great concern to policy makers. It is now a well know fact that there is wide spread distress in the banking system and despite the measures recently taken by the government as well as bank regulators and supervisors, there remain fear that the problem is not over yet and is being suppressed and not being suppressed and not being dealt with decisively. Banking crisis is not limited in Nigeria, ... read more

In Nigeria, the issue of financing active poor in both urban and rural areas through formal financial institutions is difficult (Ovia, 2007). Nigeria is facing various serious problems which are threats to the Nation economy (Anyanwu, 2004). According to National Financial Inclusion, in the provision of financial services, Nigeria lags behind many African countries. In 2010, 36% of adults – roughly 31 million out of an adult population of 85 million –were served by formal financial services.... read more

Banking Industries (organizations) cannot operate without communication. Communication is the life source of every industry, because industries involve people. People cannot interact with each other without communication. In the absence of communication, everything would grind to a halt. According to James et’al (2009), communication is a means by which a thought is transferred from one person to another. It is also the process by which the person (group) share and impact information to ano... read more

Banks are important to economic development through the financial services they offer. Their intermediation role can be said to be a catalyst for economic growth. The recent failure of banks has been a concern for Central bank of Nigeria and shareholder of these banks. Loans and advances is a major source of earnings for banks. Banks are exposed to high risk as a result of lending to customers. Banks face the risks of borrowers not being able to repay principal and interest as they fall due. Exp... read more