Human capital refers to investment in education and training. Recent surveys reveal that although business executives firmly believes that people are the most important asset that the organization can use to meet its goal, they are at a loss to prove that investment in people lead to improved business results. However, common metrics like Economic Value Added (EVA) and Return on Investment (ROI) shed little light on how organizations human assets are performing. Among the 4M’s namely: Mo... read more

The issue of bank distress has been a problem which financial institutions suffer must. The era of all for free banking in Nigeria brought which can be traced as of (1892) when banking started in Nigeria gave room for the establishment of many banks because there was little or no laws guiding banking business. Because the was no law or supervisions on establishment of banks, many banks were established without adequate capital requirement. Morestill, the era of Structural Adjustment ... read more

In recent decades, international trade in goods and financial services has become increasingly important. To facilitate such trade, many banking institution have also become international. Foreign exchange market (currency market) is a form of exchange for the global decentralized trading of international currencies. Financial centres around the world function as auchors of trading between a wide range of different types of buyers and sellers around the clock. The foreign exchange m... read more

Growth in neoclassical theory is brought about by increase in the quantity of factors of production in the efficiency of their allocation. In a simple world of two variables, labour and capital, it is often presumed that low income countries have abundant labour but lees capital. This situation of domestic savings in these countries places constraints on capital formation and hence growth. Even where domestic input in addition to labour are readily available and no problem of input supply, incre... read more

The role of the Nigeria Agricultural and co-operative Bank can not overemphasized. According to ugwuanyi (2002), there have been series of efforts. By the NACB in providing short, medium and long term finance to the Agricultural sector of the economy. This is aimed at making farmers to increase their problem, as well as adopting the mechanized system of farming. Anyanwu (1993) stated that it is also meant to encourage or create employment opportunity for the unemployed in the nation. However,... read more

Nigeria before and even since the British Colonialist of our country has been engaged in international trade. But it was obviously spelt out during the British Colonialist that was in the 15th century termed legitimate trade. This was until 1960 during which Nigeria got its independence. This means that, Nigeria was no longer controlled solely by the dictates of the British Government Ever since then legitimate trade to the Nigerian was changed to international trade of which Banks has a majo... read more

Unemployment is an issue that has generated debates from every nook and cranny of the world. Its impact was more, felt during the industrial revolution when the dimension of man power absorption changed towards the consideration of skill as a fundamental pre-requisite. However, over the years, government around the world have been concerned with how the unemployment question could be answered – similarly, the Nigeria economy was characterized by severe unemployment, especially after the civil ... read more

The main aim of this research work is an attempt to verify the indiscriminate increase in the prices of commodities produced in this part of the country by manufacturing organization and companies. This continuous rise in prices has attracted the attention of many citizens, mostly those who have ignorant of the adverse effect of this continuous rise in the prices on the citizen and the country economy. This research paper will therefore aim at giving a comprehensive account of the control of... read more

It is universally acknowledged that the banking including play a catalytic role in t he process of economic growth and development. This acknowledgement is reinforced by contemporary conceptualism to the effect that banks are a veritable vehicle for mobilizing resources from su7plus units and tempting same to deficit unit. Banks constitute perhaps the most important segment of the financial market and played and a dominate vote in not mobilizing savings, but also allocating them for investment ... read more

According to annual report of the Central Bank of Nigeria, the Nigeria economy has performed less well in the 1980’s than the 1970’s. Much of the growth in both periods was based on performance of the oil sector. By 1970 oil output stood at 558 million barrels and increased to 823 million barrels by 1973. Between 1975 – 1985, oil output per day averaged between 1.8 and 2.3 million barrels respectively. With the dramatic rise in oil price in 1973 and 1974 oil came to account for 31.9% of gr... read more

This project work on commercial banks lending practices and incidence of Bad debt in Nigeria is a study carried out by the researcher, so as to evaluate and analyze the lending principles, problems and effects of Bade Debt in the operation of banks and also to the general Economy. A bank economic purpose is to act as a financial intermediary. It facilitates the process of challenge savings into investment and one of the avenues of realizing this objective is by lending effectively. Loans a... read more

There is no doubt among observers that Nigeria as a country is rich in humans and mineral resources (most of which still remain untapped) having an estimate population of about 140 million people. Prior to the advent of the oil boom in 1973/1974 agriculture was the main source if revenue generation of the country's economy, for example the famous land groundnut pyramids, cotton processing machines both in the northern part and cocoa in the southern part of Nigeria. Infact history will go down to... read more

In the immediate past decade and this present decade, there have been seminars, conferences, articles, Journals and various publications by both local, national and International Organizations on the sharp decline in Agricultural production on these various programmes, some of these workshops, conferences and seminars include the followings: - The 13th Annual workshop of the South – West Research Extension Farmers impute Linkage system (REFILS) helped at the Institute of... read more

The history of radio news commentary in Nigeria dated back to the 1930’s when what was known as radio receiver was just a wooden box and as amp liter. The audience has thrilled by these live commentaries run by various pioneer commentators. Ever since the tradition of running radio commentary has remained with radio to this day. In presidential democracy such as ours news commentary whether on the radio newspaper or television do not only serve as surveyor of public opinion... read more

What is today known as national electric power authority is a merger of the electricity cooperation of Nigeria (ECN) and Niger Dam authority (NDA) the former was created by the federal government responsible for major policies of mines and power. It was empowered to generate transmitted distribute and sale electricity. Consequently to take over all government downed undertaken throughout the country and to establish new ones if considered economically viable. The history of the present day ... read more

Film is a series of moving picture recorded with sound that tells a story, shown on the television or at the Cinema. As part of Mass Communication, it involves the use of vision and sound (audio-visual) in transmitting and disseminating its messages. The messages can be used in educating, informing, entertaining and socializing its target audience. One of the most debated aspects of film is extent to which violence of the film influences social behaviour. Also the... read more

In the recent past, public relations was regarded as publicity, but currently publicity is regarded as one of the tools of public relation. This is because of the vital roles public relations is performing in the society now which among others involves a revaluation of public attitude identification of the policies and procedures of an organization or individual with respect or individual with respect to attitudes values comprehensive functions and medium of creating awareness. Public relation... read more

Branding is prerequisite for successful outcome of a nation or company, rebranding is how the world is run. Rebranding, marketing, product promotion, product placement are synonymous themes and terms in efforts developed by individual person, nation or by company who intend successful outcomes. In today’s world, it is not attractive producing a good useful product with bad contents. A fundamental aim of all film production is to arouse in our audience certain definite ideas, and emotion t... read more

The Electronic media which is the focus of this study comprises the radio and Television. The sophistication of these media of communication makes it one of the wonders of modern communication. According to Bitter, “Just as the twentieth century dawned, a system was perfected which Electromagnetic impulse could be sent through the air without wires carrying voice transmissions over long distances. This new invention was to be known as radio I Electronic media is a machinery or an insti... read more

Development they say it is developing or it is the process of encouraging new invention and industries to create jobs and life for the people. In this study the role of mass media on rural development is an attempt to examine how rural development programme can be effectively organized and implemented at the local levels in Obuoffia community in Awkunanwo Enugu state. An in-depth researcher reveals that within Enugu state media there existing electronic and print media. Under... read more