Almost invariably, anybody who has anything to do in the bank, no matter the nature, seeing himself as a bank customer at least as much as he is within the banking premises. Commercial prudence also dictate that the bank affords its best attention to all and sundry, what ever the type of relationship they may seem to be having with the bank. But the question now is who then amongst those people are customers, and if some are not customers what are they? In great Western Railway Company ... read more

The history of modern co-operative society in Nigeria dates back to 1933 when the government of Nigeria arranged for an inspection to be carried out by M.C.F Strickland a co-operating expert, who for three months December 1933 to March 1934 investigated the possibility of introducing a co-operative system into Nigeria. Mr. Jlriok – land strongly recommended the introduction of co-operatives into Niger and his report submitted in 1934 (April) forms the main point for the introduction of mode... read more

Banks in Nigeria have been for quite some times the centre of public attention especially in the area of fraud. Fraud here been on the increase recent years. Although, fraud in the bank is a global phenomenon, the growth in Nigeria had become out-standing. In view of this fraudulent practice, computer should use to detect and prevent fraud in the banking industries. This study is therefore:- (1) To highlight the types of bank fraud. (2) To find out the pos... read more

Taxation is a major instrument for the conduct of public policy. This is true for both developed and developing countries. Taxation is known to accomplish a number of objectives revenue generation for government, economic stabilization and income re-distribution. Taxation as an instrument of public policy is essentially concerned with the manipulation of financial operations of both the government anti private sectors with a view of furthering certain economic objectives. In Nigeria these eco... read more

Financial assets we all know the necessary prerequisites for nay meaningful economic development of any nation. This is so because the entire would economy today revolves round business while business revolves round finance. Therefore the significant is the overall development of our economy. it is on this premise on appreciates the important roles played by financial institution most especially the commercial banks whose major function is to organize mobilize and making funds available for... read more

A number of monetary and Economic policy measures have been included in the Nigerian Economic since the 1980’s not only to achieve macro-economic stability but also to enhance foreign trade financing. But unfortunately, these policy measure have resulted in inflationary pressure, depreciated foreign exchange rate increasing foreign debt and deficit balance of payment (Ogwuma 1997). Consequently the cost of foreign exchange has risen astronomically while foreign exchange inflow has dwindled ... read more

In recent years, loan recovery problems have been of the main problems that the Nigerian commercial banks has had to face. Those problems have been main target of policy measures all these years, though at a time it become main focus of policy on which was retarded as more pressing and serious each time. Today the situation in Nigerian have become very serious and seemingly intractable. The problems of loan recovery in the pigovain sense refers to a situation in which there is a maj... read more

The media as has been established, can provide for audience members a definition of the situation on a variety of issues, by emphasizing certain topics, stressing particular interpretations, and project specific themes. Simply by their presence, the media have altered the nature of societal communication norms. Large audience have been created that exjpect the media to provide continues flow of news, entertainment, political commentary, and other types of message. People depend on the media f... read more

The disagreement between the Ijaw and Itsekiri of Warri metropolis started as far back as July 1997, and lasted through May 29, 1999, and since then has brought about an intercommunal and political tussles. The Ijaws complained that the oil companies operating in the area could not embark on any development programme in that area. Instead the oil companies decided to help the then Oku of Warri, thereby leaving the community in a devastating and helpless state. These atrocious acts, which be... read more

It is necessary to glorify the minds that made ventures to the establishment of media arena. Media as a watchdog and the mirror of the nation perform crucial role in the society. Media educate, entertain, analyses, interprete, motivate, create awareness, create avenue, to failure and to success. Media as well monitors evaluate and correct all wrong activities concerning human existence. It executes and recommends encodes and decodes and ensures feedback etc. Media is “metaph... read more

Without any shred of doubt, I will say that is very important and wise to set a good example and produce good things than set or produce bad one. Thus it is very vital t note that one important function in business to thrive and succeed is getting and keeping customers. This extends in making the business to be aware that it should not base itself merely as a producer of goods and service, but also as a buyer of customers and as a dear of those key ad important things which makes people want... read more

Before I could effectively write on the effects of advertising on consumers preference and acceptability of product, I will first of all know what advertising is all about. No generally accepted definition of advertising has been worked out because, as an academic discipline, the study of advertising is fairly new. However, advertising can be defined as a group of activities aimed at and including dissemination of information in any paid non-personal form concerning an idea, product or servi... read more

In a democratic set up of governance the role of the mass media can in no way be underestimated or undermined, this is largely due to the watchdog role performed by the media in shaping people’s believe and actions towards the activities of the government of the day. It is this huge role performed by the media as an agent and its human tools (i.e. journalists) that earned it the appellation fourth echelon of the realm. The first three are the legislature, executive and judiciary in no particul... read more

Advertising according to Mccarthy (1984), is any paid from of non-personal presentation of ideas, goods and services by an identified sponsor”. This is always done through a media. The media includes direct media (catalogues, brochures, etc.), outdoor media (Billboards, Posters, etc.), prints (Newspapers, Magazines, etc.), Electronic media (Radio and Television). Advertising is the most commonly used and the most notices of all the promo-tools. It gets the greatest number of firm’s targe... read more

For the press to play their basic roles, it must exercise fully its freedom. In other words, for the freedom of the press to be fully appreciated, we must understand the implication of t citizen having a fundamental right to free access to facts in all matters that directly or indirectly concern him and also the right to express and publish its opinion thereon. In describing the operation of the press in their book entitled four theories of the press, Siebert, Peterson and Schramn (1985) sai... read more

Electricity is used for various purposes: These purposes include domestic and commercial. Domestic use of electricity includes electric cookers, Television, Video Player, Laser, Fridge and other household appliances like Computers. Today, one of the parameters for measuring the level of development in or across nations is the availability of such public utility as electricity. This is the general notion that any community that is not electrified is seriously underdeveloped, for this reason,... read more

This study the Nigerian home movies and influences on Igbo culture aims at identifying the influences of Nigerian home movies especially those that have their theme, plot, and setting in rich culture of Igbo. Even those that have Yoruba or Hausa theme, plot and setting but like the imported films influences negatively the culture and behaviour of Igbo people. There is common belief in Nigeria especially amongst the Ibos that home movies project negatively the culture of Nigeria. That is why f... read more

Business organizations do not exist in a vacuum. Whether dealing on good or specialized in rendering service. Organizations (both private and public) exist at the expense of people in two factors have added impetus to the concept of people in today’s organizations. They include firstly, the upsurge in the number and complexity of organizations and secondly are the ever increasing sophistication in the demand of consumers. Today, the need for improvement in the use of “public Relations�... read more

People have for centuries communicated their ideas and needs to one another through advertisements. They have sold houses, expressed ideas, and engaged in a wide range of social and economic activities through advertisements. Government communicates with the people, politicians with their constitutuents corporations communicate with the city and their shareholders, employers announce job opportunities and persuade people to come to them. Charities exhort people to support their many causes. ... read more

The Nigerian capital market was established to perform certain functions, which are paramount to the development and growth of the economy. This includes the accumulation of capital from diveresed fund serves and make such available to users of funds. The purpose of this study was to determine the extent to which the development of business organization, to establish the importance of the capital market in servicing the banking and manufacturing sector of business. Hypothesis formulate in ... read more