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ELECTRONIC BANKING AND THE CHALLENGES OF THE NIGERIAN BUSINESS ENVIRONMENT

BANKING AND FINANCE
Project Research
Available

Although a lot of research works has been done on the prospects and challenges of Information Technology in the banking industry, theses research works are broad based and only few are actually carried on Electronic Banking (E-banking). Modern banks now realise that only those that overhaul their payment service delivery and operations are likely to survive and prosper in the 21st century (Opara et al, 2010). This is due to pressure of globalisation, consolidation, privatisation, deregulation an...

Available
1-5 Chapters
40 Pages
Available
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ELECTRONIC BANKING AND THE CHALLENGES OF THE NIGERIAN BUSINESS ENVIRONMENT

Although a lot of research works has been done on the prospects and challenges of Information Technology in the banking industry, theses research works are broad based and only few are actually carried on Electronic Banking (E-banking). Modern banks now realise that only those that overhaul their payment service delivery and operations are likely to survive and prosper in the 21st century (Opara et al, 2010). This is due to pressure of globalisation, consolidation, privatisation, deregulation an... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 40 Pages Abstract Available Available
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PROBLEMS AND PROSPECTS OF LENDING TO SMALL SCALE AGRICULTURAL PRODUCERS IN BANK OF AGRICULTURE OF NIGERIA

BANKING AND FINANCE
Project Research
Available

Nigeria has been endowed with abundant human and material resources. Yet, imports bills for good and agricultural raw materials have been on the increase over the years. Prior to political independence and immediately after the country got its independence, it was not only sufficient in food production and agricultural raw materials, but was generally having surplus for export. Statistics from the Central Bank of Nigeria indicates that the agricultural sectors share of the gross domestic p...

Available
1-5 Chapters
51 Pages
Available
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PROBLEMS AND PROSPECTS OF LENDING TO SMALL SCALE AGRICULTURAL PRODUCERS IN BANK OF AGRICULTURE OF NIGERIA

Nigeria has been endowed with abundant human and material resources. Yet, imports bills for good and agricultural raw materials have been on the increase over the years. Prior to political independence and immediately after the country got its independence, it was not only sufficient in food production and agricultural raw materials, but was generally having surplus for export. Statistics from the Central Bank of Nigeria indicates that the agricultural sectors share of the gross domestic p... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 51 Pages Abstract Available Available
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PROBLEMS AND PROSPECTS OF MICROFINANCE BANKS

BANKING AND FINANCE
Project Research
Available

A microfinance institution is a semi formal organization. It can be non government al or community development initiative. It is a subset of flexible structures and system which provide a wide range of financial and saving needs of small scale enterprises in developing countries where top town formal financial institutions have failed to address the credit need off the real sector of the economy. The Nigeria microfinance institution have come along way, a central bank study has identified as...

Available
1-5 Chapters
53 Pages
Available
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PROBLEMS AND PROSPECTS OF MICROFINANCE BANKS

A microfinance institution is a semi formal organization. It can be non government al or community development initiative. It is a subset of flexible structures and system which provide a wide range of financial and saving needs of small scale enterprises in developing countries where top town formal financial institutions have failed to address the credit need off the real sector of the economy. The Nigeria microfinance institution have come along way, a central bank study has identified as... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 53 Pages Abstract Available Available
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PUBLIC RELATION AND IT’S IMPACT IN THE BANKING INDUSTRY

BANKING AND FINANCE
Project Research
Available

The business world can be extremely competitive, companies typically want to have something that makes them stand out from the crowd, something that make them more appealing and interesting to both members of the public and the media. A favourable image can help increase a company’s sales and negative publicity can damage a company’s reputation and decrease sales. Public relation (PR) can give consumer and the media a better understanding of how a company works. Within a company, a public re...

Available
1-5 Chapters
51 Pages
Available
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PUBLIC RELATION AND IT’S IMPACT IN THE BANKING INDUSTRY

The business world can be extremely competitive, companies typically want to have something that makes them stand out from the crowd, something that make them more appealing and interesting to both members of the public and the media. A favourable image can help increase a company’s sales and negative publicity can damage a company’s reputation and decrease sales. Public relation (PR) can give consumer and the media a better understanding of how a company works. Within a company, a public re... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 51 Pages Abstract Available Available
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ROLE OF MICRO FINANCE BANKS IN THE ECONOMY DEVELOPMENT OF NIGERIA

BANKING AND FINANCE
Project Research
Available

Micro finance Bank (describe here as small scale financial services to claim that they are economically active various urban and rural areas) has been proven to be effective in fighting poverty by providing entrepreneurs with the necessary capital to start and expand their entrepreneurial activities. Last year, successive government has put in place various policies in order to make things easier for the ordinary man on the street. Unfortunately, the struggle for survival has became more diff...

Available
1-5 Chapters
33 Pages
Available
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ROLE OF MICRO FINANCE BANKS IN THE ECONOMY DEVELOPMENT OF NIGERIA

Micro finance Bank (describe here as small scale financial services to claim that they are economically active various urban and rural areas) has been proven to be effective in fighting poverty by providing entrepreneurs with the necessary capital to start and expand their entrepreneurial activities. Last year, successive government has put in place various policies in order to make things easier for the ordinary man on the street. Unfortunately, the struggle for survival has became more diff... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 33 Pages Abstract Available Available
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THE CONTRIBUTIONS OF UNITED BANK FOR AFRICA TO THE DEVELOPMENT OF SMALL SCALE ENTERPRISES

BANKING AND FINANCE
Project Research
Available

In both developed and developing countries, the small scale industry is seen as the vehicle for rapid industrialization, sustainable economic growth and development, poverty alleviation as well as the seed bed of innovation and employment generation. It goes without saying therefore, that small scale enterprises have the potential of becoming the engine of the economic growth in any country (http://www.snbd.com, July 8 2010). Because of this paramount importance of small scale businesses, the...

Available
1-5 Chapters
51 Pages
Available
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THE CONTRIBUTIONS OF UNITED BANK FOR AFRICA TO THE DEVELOPMENT OF SMALL SCALE ENTERPRISES

In both developed and developing countries, the small scale industry is seen as the vehicle for rapid industrialization, sustainable economic growth and development, poverty alleviation as well as the seed bed of innovation and employment generation. It goes without saying therefore, that small scale enterprises have the potential of becoming the engine of the economic growth in any country (http://www.snbd.com, July 8 2010). Because of this paramount importance of small scale businesses, the... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 51 Pages Abstract Available Available
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THE CONTRIBUTIONS OF INFORMATION TECHNOLOGY IN THE OPERATIONS OF BANKS IN NIGERIA

BANKING AND FINANCE
Project Research
Available

Information technology has already become the nervous system of banks the world wide. Banks all over the world realized that only those that overhaul the whole of their payment and services delivery systems and operations are likely to survive and prosper in this global world of technology. This is due to the pressure of globalization, consideration, deregulation and rapidly changing technology. In order to properly place themselves in favourably positions to be reckoned with in the new country...

Available
1-5 Chapters
64 Pages
Available
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THE CONTRIBUTIONS OF INFORMATION TECHNOLOGY IN THE OPERATIONS OF BANKS IN NIGERIA

Information technology has already become the nervous system of banks the world wide. Banks all over the world realized that only those that overhaul the whole of their payment and services delivery systems and operations are likely to survive and prosper in this global world of technology. This is due to the pressure of globalization, consideration, deregulation and rapidly changing technology. In order to properly place themselves in favourably positions to be reckoned with in the new country... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 64 Pages Abstract Available Available
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THE EFFECT OF BAD AND DOUBTFUL DEBT ON THE LIQUIDITY OF UNITY BANK

BANKING AND FINANCE
Project Research
Available

The word “bad and doubtful debt” is used in the banking to refer to the portion of loans, advances and over drafts granted by bank which has proved difficult and seemingly impossible to recover in full from the respective committed customer. Such debt do not emerge instantaneously but rather are a gradual result of “lending errors” by lending officers and subsequent improper administrative handling of the facilities among other factors. The commercial banks are in the services industr...

Available
1-5 Chapters
98 Pages
Available
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THE EFFECT OF BAD AND DOUBTFUL DEBT ON THE LIQUIDITY OF UNITY BANK

The word “bad and doubtful debt” is used in the banking to refer to the portion of loans, advances and over drafts granted by bank which has proved difficult and seemingly impossible to recover in full from the respective committed customer. Such debt do not emerge instantaneously but rather are a gradual result of “lending errors” by lending officers and subsequent improper administrative handling of the facilities among other factors. The commercial banks are in the services industr... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 98 Pages Abstract Available Available
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THE EFFECT OF CONSOLIDATION ON BANKS’ OPERATIONAL EFFICIENCY IN NIGERIA

BANKING AND FINANCE
Project Research
Available

The Nigerian banking industry has witnessed and is still witnessing revolutionary metamorphosis in recent years as a result of the restructuring programmes channeled towards resolving the existing problems of the industry by the apex bank. The most recent championed epitome is the recapitalization exercise which has shaped the structure of the Nigerian banking industry significantly. According to Adegbaju and Olokoyo [2006], the banking sector reforms and recapitalization resulted from deliberat...

Available
1-5 Chapters
85 Pages
Available
Read More
THE EFFECT OF CONSOLIDATION ON BANKS’ OPERATIONAL EFFICIENCY IN NIGERIA

The Nigerian banking industry has witnessed and is still witnessing revolutionary metamorphosis in recent years as a result of the restructuring programmes channeled towards resolving the existing problems of the industry by the apex bank. The most recent championed epitome is the recapitalization exercise which has shaped the structure of the Nigerian banking industry significantly. According to Adegbaju and Olokoyo [2006], the banking sector reforms and recapitalization resulted from deliberat... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 85 Pages Abstract Available Available
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THE EFFECT OF GLOBALIZATION ON BANKING OPERATION IN NIGERIA

BANKING AND FINANCE
Project Research
Available

Banking in Nigeria was carried out devoid of any electronic devices until the middle of 1980s. The operations of bank were mostly manual and fraught with attendant problem of poor services delivery. The era of new generation bank brought into the banking industry competition and need to provide quality services to the banking public. This brought about the need for some form of automated system. Kyari (2002), acknowledged this fact when he admitted that banks began to invest in computer fo...

Available
1-5 Chapters
68 Pages
Available
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THE EFFECT OF GLOBALIZATION ON BANKING OPERATION IN NIGERIA

Banking in Nigeria was carried out devoid of any electronic devices until the middle of 1980s. The operations of bank were mostly manual and fraught with attendant problem of poor services delivery. The era of new generation bank brought into the banking industry competition and need to provide quality services to the banking public. This brought about the need for some form of automated system. Kyari (2002), acknowledged this fact when he admitted that banks began to invest in computer fo... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 68 Pages Abstract Available Available
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THE EFFECT OF MOTIVATION INCENTIVE ON BANK EMPLOYEE

BANKING AND FINANCE
Project Research
Available

Motivation on bank employee was established by the organisation (bank) with the aim to reset the healthy course of reconstruction growth and development of the organisation (bank) this research is set to understand how height level of employee engagement incentive to reward good work which happen to be a tried and also a test way of boosting staff moral. But from banks perspective a banker, job in addition to growth the economy, there by motivation is necessary on bank employee for effective...

Available
1-5 Chapters
49 Pages
Available
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THE EFFECT OF MOTIVATION INCENTIVE ON BANK EMPLOYEE

Motivation on bank employee was established by the organisation (bank) with the aim to reset the healthy course of reconstruction growth and development of the organisation (bank) this research is set to understand how height level of employee engagement incentive to reward good work which happen to be a tried and also a test way of boosting staff moral. But from banks perspective a banker, job in addition to growth the economy, there by motivation is necessary on bank employee for effective... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 49 Pages Abstract Available Available
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THE EVALUATION OF CUSTOMER SERVICES IN BANKING INDUSTRY

BANKING AND FINANCE
Project Research
Available

Forms of banking have been in existence about 500 BC. The early bankers (the jews) lombandy in Italy transacted their business in the benches in the market place. The word.” Bank” It self is derived from Italian word “BANCO” which means “Bench” when a banker failed them this bench was broken up by the angry people (i.e depositors) hence the word “BANKRUPTCY” was derived from the “BANKCORRUPTION” which means broken bench. This types of banking into not begin until the sixte...

Available
1-5 Chapters
87 Pages
Available
Read More
THE EVALUATION OF CUSTOMER SERVICES IN BANKING INDUSTRY

Forms of banking have been in existence about 500 BC. The early bankers (the jews) lombandy in Italy transacted their business in the benches in the market place. The word.” Bank” It self is derived from Italian word “BANCO” which means “Bench” when a banker failed them this bench was broken up by the angry people (i.e depositors) hence the word “BANKRUPTCY” was derived from the “BANKCORRUPTION” which means broken bench. This types of banking into not begin until the sixte... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 87 Pages Abstract Available Available
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THE IMPACT EFFECTIVE CREDIT DOCUMENTATION IN COMMERCIAL BANK

BANKING AND FINANCE
Project Research
Available

Credit generally denotes loans and advances made either directly or indirectly by a creditor (lender) to a debtor (borrower) on the principles of different payment. The banks as a lender, provides credit facilities by making funds available to customers in agreed terms and condition of payment. The gain of this credit to the bank is supposed to be huge profit instead of this over the year, modern banks (particularly commercial banks) have been recording huge amount of bad debt provision which in...

Available
1-5 Chapters
53 Pages
Available
Read More
THE IMPACT EFFECTIVE CREDIT DOCUMENTATION IN COMMERCIAL BANK

Credit generally denotes loans and advances made either directly or indirectly by a creditor (lender) to a debtor (borrower) on the principles of different payment. The banks as a lender, provides credit facilities by making funds available to customers in agreed terms and condition of payment. The gain of this credit to the bank is supposed to be huge profit instead of this over the year, modern banks (particularly commercial banks) have been recording huge amount of bad debt provision which in... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 53 Pages Abstract Available Available
Read More

THE IMPACT OF BANK CONSOLIDATION ON OPERATIONAL EFFICIENCY IN FIRST BANK

BANKING AND FINANCE
Project Research
Available

The consolidation of banks has been the major policy instrument being adopted in correcting deficiencies in the financial sector. The economic rationale for domestic consolidation is indisputable. An early view of consolidation in banking was that it makes banking more cost efficient because larger banks can eliminate excess capacity in areas like data processing, personnel, marketing, or overlapping branch networks, cost efficiency also could increase if more efficient banks acquired less effic...

Available
1-5 Chapters
53 Pages
Available
Read More
THE IMPACT OF BANK CONSOLIDATION ON OPERATIONAL EFFICIENCY IN FIRST BANK

The consolidation of banks has been the major policy instrument being adopted in correcting deficiencies in the financial sector. The economic rationale for domestic consolidation is indisputable. An early view of consolidation in banking was that it makes banking more cost efficient because larger banks can eliminate excess capacity in areas like data processing, personnel, marketing, or overlapping branch networks, cost efficiency also could increase if more efficient banks acquired less effic... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 53 Pages Abstract Available Available
Read More

THE IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON CUSTOMERS SERVICE DELIVERY

BANKING AND FINANCE
Project Research
Available

Information technology is a body of tools with the convergence of communication and computer. It is also series of machine, which can execute sequence of instructions. The sequence of instruction is a program made particularly flexible and not rigid and can be change depending on the information being processed (Goldberg, 2009). The new millennium brought with it new possibilities in terms of information access and availability simultaneously, introducing new challenges in protecting sensitiv...

Available
1-5 Chapters
89 Pages
Available
Read More
THE IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON CUSTOMERS SERVICE DELIVERY

Information technology is a body of tools with the convergence of communication and computer. It is also series of machine, which can execute sequence of instructions. The sequence of instruction is a program made particularly flexible and not rigid and can be change depending on the information being processed (Goldberg, 2009). The new millennium brought with it new possibilities in terms of information access and availability simultaneously, introducing new challenges in protecting sensitiv... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 89 Pages Abstract Available Available
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THE IMPACT OF MARKETING STRATEGY IN NIGERIAN BANKING INDUSTRY

BANKING AND FINANCE
Project Research
Available

Marketing is the process of planning and executing the conception, pricing, promotion and distribution of ideas, goods and services, organization and event to create and maintain relationships that will satisfy individual and organizational objectives. It is fundamental to business growth. It basically includes getting goods and services to the final consumer satisfactorily. The Nigeria banking sector has changed tremendously since the introduction of the Structural Adjustment Programme (SAP)...

Available
1-5 Chapters
126 Pages
Available
Read More
THE IMPACT OF MARKETING STRATEGY IN NIGERIAN BANKING INDUSTRY

Marketing is the process of planning and executing the conception, pricing, promotion and distribution of ideas, goods and services, organization and event to create and maintain relationships that will satisfy individual and organizational objectives. It is fundamental to business growth. It basically includes getting goods and services to the final consumer satisfactorily. The Nigeria banking sector has changed tremendously since the introduction of the Structural Adjustment Programme (SAP)... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 126 Pages Abstract Available Available
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THE IMPACT OF RISK MANAGEMENT ON PROFITABILITY OF GT BANK

BANKING AND FINANCE
Project Research
Available

Risk Management is the identification assessment and prioritization of risks. It is the effect of uncertainty on objectives, whether positive or negative followed by coordinated and economic of application of resources to monitor and control the probability and/or impact of unfortunate events or to maximize the realization of opportunities (Okeh, 2006). The survival of every commercial bank depends on its ability to manage its risks and loans or advance portfolio effectively. However in the r...

Available
1-5 Chapters
122 Pages
Available
Read More
THE IMPACT OF RISK MANAGEMENT ON PROFITABILITY OF GT BANK

Risk Management is the identification assessment and prioritization of risks. It is the effect of uncertainty on objectives, whether positive or negative followed by coordinated and economic of application of resources to monitor and control the probability and/or impact of unfortunate events or to maximize the realization of opportunities (Okeh, 2006). The survival of every commercial bank depends on its ability to manage its risks and loans or advance portfolio effectively. However in the r... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 122 Pages Abstract Available Available
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EVALUATION OF BANK LENDING AND CREDIT MANAGEMENT IN NIGERIA

BANKING AND FINANCE
Project Research
Available

Commercial Banks operate to mobilize deposits from the populace and keep. Some in trust payable on demand. Through the performance of this role, Banks act as reservoir for surplus funds and thus lend safe portion of these funds to clients that have genuine needs for them. The banks have special responsibility to ensure effective management of these funds kept in trust with them by depositors. Chester A Rude puts it that the way and manner in which funds are handled “determines whether the...

Available
1-5 Chapters
62 Pages
Available
Read More
EVALUATION OF BANK LENDING AND CREDIT MANAGEMENT IN NIGERIA

Commercial Banks operate to mobilize deposits from the populace and keep. Some in trust payable on demand. Through the performance of this role, Banks act as reservoir for surplus funds and thus lend safe portion of these funds to clients that have genuine needs for them. The banks have special responsibility to ensure effective management of these funds kept in trust with them by depositors. Chester A Rude puts it that the way and manner in which funds are handled “determines whether the... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 62 Pages Abstract Available Available
Read More

COMPETITIVE STRATEGIES AND ORGANISATIONAL SURVIVAL IN MICRO FINANCE BANKS

BANKING AND FINANCE
Project Research
Available

The micro finance banks in port hacourt and in Nigeria as a whole is growing signifcantly with time and increasing the level of competition among them; only those with the best strategies tends to fare better in the market. The customers of micro finance banks in Nigeria are not much; now with the number of micro finance banks in Port hacourt with small number of customer tends to increase the level of competition among micro finance banks in port hacourt. For the purpose of this research work w...

Available
1-5 Chapters
66 Pages
Available
Read More
COMPETITIVE STRATEGIES AND ORGANISATIONAL SURVIVAL IN MICRO FINANCE BANKS

The micro finance banks in port hacourt and in Nigeria as a whole is growing signifcantly with time and increasing the level of competition among them; only those with the best strategies tends to fare better in the market. The customers of micro finance banks in Nigeria are not much; now with the number of micro finance banks in Port hacourt with small number of customer tends to increase the level of competition among micro finance banks in port hacourt. For the purpose of this research work w... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 66 Pages Abstract Available Available
Read More

IMPACT OF BANK CONSOLIDATION ON OPERATIONAL EFFICIENCY IN FBN

BANKING AND FINANCE
Project Research
Available

The consolidation of banks has been the major policy instrument being adopted in correcting deficiencies in the financial sector. The economic rationale for domestic consolidation is indisputable. An early view of consolidation in banking was that it makes banking more cost efficient because larger banks can eliminate excess capacity in areas like data processing, personnel, marketing, or overlapping branch networks, cost efficiency also could increase if more efficient banks acquired less effic...

Available
1-5 Chapters
53 Pages
Available
Read More
IMPACT OF BANK CONSOLIDATION ON OPERATIONAL EFFICIENCY IN FBN

The consolidation of banks has been the major policy instrument being adopted in correcting deficiencies in the financial sector. The economic rationale for domestic consolidation is indisputable. An early view of consolidation in banking was that it makes banking more cost efficient because larger banks can eliminate excess capacity in areas like data processing, personnel, marketing, or overlapping branch networks, cost efficiency also could increase if more efficient banks acquired less effic... read more

BANKING AND FINANCE Project Research Available Available 1-5 Chapters 53 Pages Abstract Available Available
Read More

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