This research work was undertaken to roles of microfinance banks in financing small and medium scale enterprise. The work was intended to achieve the following objectives to ascertain the extent to which micro finance bank has been assisting in providing credit facilities to small scale industrialists, to determine the cost of variability in small scale industrial financing by micro finance bank. The literature review also describe objectives and functions of the microfinance bank, roles of micr... read more

Over the years, government expenditure also known as government spending has been identified as a major tool in improving the standard of living of citizens in a country. Various spending on recurrent and capital projects such as such as building of schools, provision of good and affordable health care, payment of salaries/casual wages, provision of good roads, electricity and clean water are determinants of standard of living (Morris, 1987). Increased spending on these infrastructures has the t... read more

The need to promote a virile industrial sector has continued to be a major concern of most development economies. The reason for this awakened interest in industrialization can be traced to the fact that a significant work to be the level of industrialization offers the place in a growing economy. Also, a significant increase industrial output offers prospect of growing availability of manufactured products, increase employment, greater efficiency, improved balance of payments and... read more

The mobilization of resources for national development has long been the crucial focus of development economists. This is because, for sustainable growth and development to take place, funds must be effectively mobilized and allocated to enable business and the economy harnesses their human, material and managerial resources for optimal output. It is against this background that every country has a financial system which serves as a mechanism for the mobilization of resources for the attai... read more

The basic reasons for taxation in any economy cater on the need to raise revenue for economic and social development and to guide taxpayer’s behavior. Revenue from taxation accounts for over 80% of government earnings in Nigeria, hence special attention is often paid by tax experts, economists and the larger public on how such revenue is being disbursed by government among the various economic sectors that makes up the country. This study, therefore, attempts to evaluate the impact of taxation... read more

Financial transactions involving the use and movement of physical cash are gradually declining with the introduction of the CBN’s Cashless policy. This development has been of great concern to economist, the government of Nigeria and financial institutions. This aim of this study is to evaluate financial and economic transactions under the new CBN’s cashless policy and how the development has enhanced the financial sector of the economy of Nigeria. Concerning methodology, both prim... read more

The increase in oil boom in the 70’s was an era of huge and expensive prospect of doubtful utility and viability. However, the heavy dependence on oil and imported input rendered the Nigerian economy to be sensitive to external shocks with the collapse of the world oil market in the mids 1981, an economic crisis emerged in Nigeria, various control measures were put in place in order to correct the disturbing situation between 1982 – 1985 but these measures failed to deal effectively with the... read more

In the history of political philosophy there have been different views as to what relationship should exist between the citizens and the state in terms of state’s powers, authority compared to individual rights and liberties. An exponent of totalitarianism for example would want to argue that states authority and powers superceded the liberties and right of the citizens. The totalitarianism would justify a state’s interference on rights and liberties because they usually see the state as a h... read more

Business is defined as all the commercial and individual activities that provide goods and services to maintain and improve our quality of life. Small scale business in Nigeria was not pronounced until the emergence of the white men. Until recently the concept of small scale business was taking seriously in Nigeria due to the fact that most people depended on working in the offices after graduating from school. Small scale businesses are known to be a major tool for rural industrialization an... read more

What is Thrift? The Oxford Advanced Learners Dictionary define thrifts as the habit of saving money and spending it carefully so that none is wasted. Encyclopedic world dictionary defines thrift as economical management, frugality and provident on its part. Chambers 20th century dictionary define thrift as the state of thriving, frugality, economy, prosperity, increase of wealth gain, profitable, occupation, savings etc. from these definitions we can deduce that thrift is about saving money a... read more

Production, in economics, is the act supplying a desired output. The act may or may not include factors of production other than labour. Any effort directed toward the realization of a desired product or service is a "productive" effort and the performance of such act is production; Saari, S. (2006). According to Berglass, Anthony (2008), productivity is a measure of output from a production process, per unit of input. For example, labour productivity may be conceived of as a metric of the te... read more

Today's business environment is very dynamic and undergoes rapid changes as a result of technological innovation, increased awareness and demands from customers. Business organizations, especially the banking industry of the 21st century operates in a complex and competitive conditions and highly by these changing conditions and highly unpredictable economic climate. Information and communication Technology is at the centre of this global change curve. Laudon and Laudon, (1991), contend that man... read more

Leadership Styles And Employees Performance (A Case Study Of Apaco Form Nigerian Limited Agbor, Delta State) ABSTRACT This research thesis is about the impact of leadership style and employees performance in the organization. The objective of this research work is to create knowledge about the relationship that exists between leadership styles and employees performance in the organization. Descriptive research method is adopted and data were collected through questionnaire. The major activity of... read more

Effect Of Economic Crimes And Money Laundering In The Nigerian Financial Services sector ABSTRACT In recent years, and especially since the events of September 11, 2001, World wide efforts to combat money laundering and economic crimes have assumed heightened importance. Money Laundering and economic crimes are global problems that not only threatened security, but also compromise the stability, transparency, and efficiency of financial systems, thus undermining economic prosperity. The s... read more

Impact Of Trade Union On Workers Commitment And Organizational Productivity ABSTRACT In Nigeria, and to the world at large. It is considered that the labour forces (workers) are the most important instrumental asset in which business organizations, institutions such as colleges, universities etc use in achieving success and growth of any establishment which prompt the focus of this study. The impact of trade union on workers commitment in which Nigerian union of teachers (NUT) was taken as... read more

In modern society, economic prosperity and progress depend largely on the quality of leadership. This is true of nation states as it is of individuals or generate among policy makers, corporate executives and investors are largely justified. Leadership is very essential in an organization because achievements and results occur corollary to the traits being projected by the leader. The major aim of every organization is to grow. The relationship between the management and employees has a great im... read more

COMMUNICATION STYLES ADOPTED BY PRINCIPALS AND EFFECTS ON TEACHERS DUTY PERFORMANCE IN SECO NDARY SCHOOLS CHAPTER ONE INTRODUCTION 1.1 Background of the study The effective management of secondary schools in Nigeria is one of the means through which educational goals can be attained. The importance of school administration cannot be overstated because available human and material resources are managed by school principals (Arop et al., 2019). Given the importance of effec... read more

The study seeks to empirically analyze the impact of exchange rate instability on foreign direct investment in Nigeria from 1981 -2014. The data for the research study was extracted from CBN statistically bulletin volume 25, 2014 edition. The methodology is ordinary least square were foreign direct investment was regressed on Exchange Rate, Real Gross Domestic Product and Openness of the economy. Some econometrics test were conducted such as the unit Root, Contegration and Vector Autoregressive ... read more

The study of economic growth cannot be properly Discussed without mentioning trade as an engine of economic growth be it domestic trade or trade with other countries. The new classical economists, for example, drawing from historical evidence from the nineteenth Century, likened trade to an “engine of growth” (Nurske, 1961). Also, Kravis (1970) dubbed trade to be the “handmaiden of growth”. It has, therefore, become imperative for every Government to pay keen attention to matters relati... read more

The construction sector occupies a focal position in the economy of any nation because it is an important contributor to the process of development (Aje, 2008). In the conduct of economic activities, the construction sector is always used by government as the stimulus for the buoyancy of the economy (Akindoyemi, 2011). The construction industry is therefore a critical factor or variable of progress in the drive for economic advancement of nations, especially developing countries such as Nigeria.... read more