CHAPTER ONE
1.1 AN OVERVIEW OF THE STUDY
OBJECTIVES OF THE STUDY
The general objective of this study is to examine the impact of micro-finance bank on the performance of small scale businesses in Delta State.
The study will be on the performance of small scale industry business in Delta State the specific objectives not necessarily in order of priority are:-
A major challenge facing many developing countries especially in Africa, is devising appropriate performance strategies that will capture the financial services required by farmers and small and medium entrepreneurs whose countries constitute about 70% of the population.
Therefore, the researcher wishes to formulate the following questions to guard him.
RESEARCH HYPOTHESIS
The following hypothesis which are stated in the null and alternative form are to be given a validity test in this research work.
Ho: Microfinance banks have not made meaningful impact in the performance of cottage industries in Delta State.
Hi: Microfinance banks have made meaningful impact in the performance of cottage industries in Delta State.
Ho: Microfinance banks have not mademeaningful impact in the performance of agric product in Delta State.
Hi: Microfinance banks have mademeaningful impact in the performance of agric product in Delta State.
Ho: Micro-finance banks has not made in the meaningful impact in the performance of trading Delta State?
Hi: Micro-finance banks have made in the meaningful impact in the performance of trading Delta State?
The scope of the study shall cover the impact of micro finance banks on small scale business in Delta State metropolis between 2005-2012. The researcher is interested in what micro finance banks have done in the area of cottage industries, agric product and trading in Delta State. However, owing to shortage of literature and financial data, raw data shall be generated from selected small scale business operators in the area of Delta State.
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